Terms of Use

Last updated: November 12, 2026

Welcome to The Unconditional Life at antoniamorgan.com (the “Site”). These Terms of Use (“Terms”) are a binding agreement between you and the operator of the Site named below (“we”, “us”). By using the Site or buying anything on it, you agree to these Terms, our Privacy Policy, our Health & Educational Disclaimer and our Refund Policy. If you do not agree, please do not use the Site.

1. Who we are

Antonia Morgan, M.S.
Moldavská cesta 666/2A, 040 11 Košice, Slovakia (European Union)
Email: [email protected]
Website: antoniamorgan.com

2. Eligibility

The Site and all products are intended for adults aged 18 or older. By using the Site you confirm that you are at least 18.

3. Educational content only – no therapy relationship

Everything on the Site – free assessments, paid reports, free and paid courses, the Reality Journal, articles and workbooks – is educational, self-help material. It is not psychotherapy, counseling, medical, psychiatric or legal advice, and it is not a diagnosis of you or of anyone else. Using the Site does not create a therapist–client or any other professional relationship. Our online courses are self-study programs created by Antonia Morgan; they do not include personal sessions, messaging or individual feedback from her. Please read the full Health & Educational Disclaimer.

4. Products and how you receive them

We describe products as accurately as we can. Lesson topics, exercises and the order of content may be refined over time to improve quality, without reducing what you paid for.

5. Prices, payment and taxes

Prices are shown in US dollars (USD). Payments on the Site are processed securely by Payhip using Stripe or PayPal; we never see or store your full card details. Where EU or UK VAT applies to digital products, Payhip calculates, collects and remits it. Any other applicable taxes are shown at checkout. Your bank may charge currency conversion fees. A contract is formed when your payment is confirmed and you receive your order confirmation email.

6. Right of withdrawal (EU, EEA and UK consumers)

Consumers in the EU, EEA and UK normally have a 14-day right to withdraw from online purchases. For digital content that is not supplied on a physical medium, this right ends once delivery has begun with your express prior consent and your acknowledgement that you thereby lose the right of withdrawal. By completing your purchase you request immediate access to the digital content, consent to delivery starting right away, and acknowledge that you lose your right of withdrawal once your access code, report or download is provided. This does not affect your rights if the content is faulty or not as described – see our Refund Policy.

7. If something does not work

If a course, report or file does not work or does not match its description, please email us. We will fix it, provide a working replacement, or refund you, in line with your statutory rights (including, for EU consumers, the legal guarantee for digital content).

8. Your licence and our intellectual property

All content on the Site – texts, assessments and their scoring, reports, courses, exercises, journal prompts, designs, images, audio and video – is owned by Antonia Morgan and protected by copyright and other intellectual property laws. When you buy a product we grant you a personal, non-exclusive, non-transferable licence to use it for your own, non-commercial healing and learning. You may not share your access code, copy, resell, redistribute, publish, translate, teach or present our materials, use them with clients or in groups, or use them to train artificial intelligence systems, without our written permission. Professionals who wish to use materials with clients can contact us about a professional licence.

9. Acceptable use

Do not misuse the Site: no attempts to bypass access codes or payment, no scraping or automated downloading, no interference with security, and no use that breaks the law or infringes others’ rights.

10. Third-party services and links

The Site links to services we do not control, including Payhip, Stripe, PayPal, Etsy, Amazon, YouTube and Spotify. Their own terms and privacy policies apply when you use them.

11. Limitation of liability

We provide the Site with care, but we cannot guarantee that it will always be available or error-free, or that any product will produce a particular result. To the fullest extent permitted by law, we are not liable for indirect or consequential losses, or for decisions you make based on educational content. Our total liability for any claim relating to a purchase is limited to the amount you paid for that product. Nothing in these Terms limits liability for death or personal injury caused by negligence, for fraud, for intentional or grossly negligent conduct, or any other liability or consumer right that cannot be limited or excluded by law.

12. Changes and termination

We may update these Terms from time to time; the version published on the Site at the time of your purchase applies to that purchase. We may suspend access for anyone who breaches Section 8 or 9.

13. Governing law and disputes

These Terms are governed by the laws of the Slovak Republic. If you are a consumer, you keep the protection of the mandatory consumer laws of the country where you live, and you may bring a claim in the courts of your home country. Please contact us first – most issues are resolved quickly by email. Consumers in the EU may also use out-of-court (alternative) dispute resolution; see our Legal Notice.

14. Contact

Questions about these Terms: [email protected].